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“It is the lives we encounter that make life worth living.” – Guy de Maupassant I’m spending some time with people who make my life especially joyful this week.  I hope [...]

“One should pay attention to even the smallest crawling creature for these too may have a valuable lesson to teach us.” – Black Elk Last week in this space I wrote about the importance of making [...]

A life insurance trust is an estate planning tool for maximizing the value of an estate passed to one's heirs. Learn how a life insurance trust works and how it may help you protect wealth.

“What is done cannot be undone, but one can prevent it happening again.” – Anne Frank As we approach the end of another year, we all have a tendency to look forward.  And that’s a positive.  It’s [...]

“It is December, and nobody asked if I was ready.” – Sarah Kay If we were playing a game of hide and seek with the year 2022, this would be the part where 2022 says, “Ready or not, here I come!”  [...]