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New Overtime Rules

If you have salaried employees making less than $35,568 a year, they may soon qualify for overtime pay. The U.S. Department of Labor (DOL) recently announced a rule change that will raise the [...]

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Meet Matt Heemstra

Matt Heemstsra always has an eye on the future. As a Cain Ellsworth Partner and Director of our Growth & Profit Solutions, Matt keeps busy helping businesses set goals and strategies for future [...]

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The IoT: The Next Industrial Revolution

Automation has already been at work transforming traditional manufacturing. But the Industrial Internet of Things (IIoT) is positioned to have an even bigger impact. Technology is revolutionizing [...]

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It’s All About Me: Personalization in the Insurance Industry

The marketplace is shifting. And shifting quickly. Consumers are beginning to value experience and personalization ahead of product and price. The same holds true for the insurance industry. [...]

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The Benefits of Living Small: Attracting Talent to Rural Areas

Even with the rise of online and mobile banking, research shows personal relationships still matter to bank customers. This is especially true in rural areas where farmers, ranchers, and small [...]

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Not Your Grandfather’s Farm

Technology has revolutionized how we live our lives. If you have a smartphone, you no longer need a map or atlas to find your way from Point A to Point B. You just open an app and put in the [...]

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Implications of Tax Reform on the Insurance Industry

The Tax Cut and Jobs Act (TCJA) enacted on December 22, 2017 is the most comprehensive change to the U.S. federal tax code since 1986.

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The Most Important Thing You Can Do This Year

Are you feeling good or overwhelmed? Cain Ellsworth Partner and Director of Growth & Profit Solutions Matt Heemstra, CPA, AMSF+ says a simple slim down could change everything.

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What’s Your Plan? Successful Succession

Transitioning a private enterprise can be challenging on multiple levels—transitioning ownership and leadership of a community bank can be even more difficult.

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Is the Qualified Business Income Deduction for You?

As part of the 2017 Tax Cuts and Jobs Act, domestic businesses operating as a sole proprietorship, partnership, S corporation, trust, or estate could deduct up to 20% of their qualified business [...]